AIB has a longstanding track record of supporting its mortgage customers through the tailored advice from its expert home's advisors, competitive offerings, and deep local expertise.
In 2024, AIB Group introduced a number of mortgage interest rate reductions, placing a focus on green products and fixed rates. These changes highlight AIB's commitment to delivering value through both its sustainable green offerings and competitive fixed-rate options.
Further reinforcing its leadership in sustainability, AIB introduced two highly competitive green mortgage products to market in October 2024, starting from just three per cent, underscoring its dedication to enabling greener homeownership options and value for AIB customers. A range of green fixed mortgage rates are available for customers whose homes have been built with a Building Energy Rating (BER ) between A1 and B3 and also for homes that have been renovated to that standard, subject to eligibility.
In August 2024, AIB extended the validity period of the Approval in Principle from six to 12 months, offering enhanced support to customers navigating protracted home-buying journeys, particularly those purchasing new builds with longer completion times.
Also in 2024, AIB announced that any customer choosing a self-build home, can now avail of the AIB Green Rate from their first drawdown.
AIB remain uniquely positioned to meet the diverse needs of its customers, whether increasingly through digital channels, but also through an extensive branch network, especially during significant financial decisions like purchasing a home.
AIB is proud to be a bank that is central to the success of the local economy providing a full range of products online, over the phone and through the branch network in Galway.
If you are thinking of starting your mortgage journey you can contact your local mortgage expert below to book an appointment.
