Whether you've been driving for years or are a new driver itching to get on the roads, the law requires you to have third-party insurance at a minimum. You can be prosecuted, fined up to €5,000, or even face court if you are caught driving without insurance - and it's possible your car could be taken or destroyed.
New drivers who may struggle to afford a car or policy can be added to another person's policy as a named driver. This person does not have to be a family member or relative!
Car insurance for new drivers, especially those aged between 17-25, can be expensive, so it's important to look around and explore all the options before choosing which insurance policy to go for.
The same goes for more experienced drivers, who should always shop around in the weeks before their annual renewal is due – you could be missing out on big savings! All drivers are urged to check their policies and make sure all the information they have told their insurer is fully accurate and up to date.
Factors such as driver age, mileage and where the vehicle is kept overnight can all affect the premium cost. Modifications such as vehicle branding, spoilers or alloy wheels need to be declared or could run the risk of invalidating the insurance policy. It’s vital all drivers check the full modifications list and update where appropriate when finalising their details.
