Boasting a wealth of experience within the financial industry, Athlone native, David Keogh, is the founder and director of Creative Insolvency Solutions, a nationwide debt advisory service specialising in personal insolvency applications.
With an office location in Belhavel, the business, which opened in October 2020, has the focused aim of assisting clients with the appropriate solution to problematic debt issues.
Adopting a holistic approach pertaining to client interaction and a desired return to solvency, the dedicated team at Creative Insolvency Solutions are readily available to address issues with regard to the debt collection process and the continuous anxiety such a situation can entail with lending institutions.
Creative Insolvency Solutions will assist clients with both secured (mortgages ) and unsecured (credit cards, loans, overdrafts, etc. ) debts with experienced team members continuously striving to arrive at a solution that is the best outcome for the relevant personnel involved.
“Should you have received letters from your lending institution advising mortgage unsustainability, the threat of property repossession or a court appearance date, it is never too late to contact an advisor at Creative Insolvency Solutions to assist in the process of retaining your home,” David asserted.
Abhaile
Abhaile is a state funded service to help homeowners find a resolution to home mortgage arrears, providing vouchers for free financial and legal advice and help from experts.
In conjunction with Money Advice and Budgeting Service (MABS ), Abhaile is a process in which Creative Insolvency Solutions invests and firmly believes.
“At Creative Insolvency Solutions, we will organise the Government vouchers on our clients behalf. If you are struggling to pay your mortgage and feel like you are in need of assistance, then we want to hear from you,” David commented.
The aim of Abhaile is to help mortgage holders in arrears to find the best solutions and keep them wherever possible, in their own homes.
“A dedicated adviser will work with you and your lender to find the best solution for your situation. If you are in home mortgage arrears, Abhaile can help you in a number of different ways.
“If you need financial advice, you can get a free face-to-face meeting with an expert financial adviser. The adviser can help you to work through your money situation and explain the options available to you to help deal with your home mortgage arrears. Where possible the adviser will help you to find a way to keep you in your home,” David remarked.
Under the Abhaile process you can avail of a free face-to-face meeting with a solicitor who will explain your legal situation and advise you how best to resolve it.
“You may need legal advice on issues related to your mortgage arrears and should you be called to court to face repossession proceedings on your home, you will be able to meet a Duty Solicitor at the court. The Duty Solicitor may be able to speak for you in court and explain the proceedings to you,” David stated.
To get advice under the Abhaile scheme, clients must satisfy each of the following criteria:
You are insolvent, meaning that you are not able to pay your debts in full as they fall due.
You are in mortgage arrears on your home.
You are at risk of losing your home, where your lender has initiated repossession proceedings or have indicated that they plan to do so.Also if they have stated that you are considered non-cooperating or if they have asked you to sell or surrender your home.
“Our face-to-face service is completely free, confidential and independent, and is available nationwide. Call Creative Insolvency Solutions on 090 6492273 if you would like further information relating to the Abhaile process or alternative debt related issues which may be of growing concern to you,” David concluded.
Creative Insolvency Solutions is open from Monday to Friday, 9am-6pm with weekend client consultation appointments also available.
For further information call 090 6492273/085 1759862 or email info@creativeinsolvency solutions.ie
