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Loughrea Credit Union is leading the way in climate change with the launch of its hybrid or electric car finance package. Since its launch a few weeks ago a number of loans have gone out to members with an average value of €20,000 over a five-year period. But what makes this product attractive? – an interest rate of 3.99% APR which will be offered for one year. With this e – car package are two charge points located in the credit union car park for members’ use.