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Cost rental has quickly emerged as one of the most significant policy tools in Ireland's attempt to fix a housing system that has been under severe strain for well over a decade. Aimed squarely at middle-income earners, the cohort that earns too much to qualify for social housing but not enough to comfortably buy, it is designed to offer rents based on the actual cost of delivering and managing homes, rather than the volatile and increasingly unaffordable dynamics of the open market.