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Boasting a wealth of experience within the financial industry, Athlone native, David Keogh, is the founder and director of Creative Insolvency Solutions, a nationwide debt advisory service specialising in personal insolvency applications.

It was another dramatic night in the Oireachtas earlier this month as the former Anglo Irish Bank and Irish Nationwide were put to bed after the best part of five years torturing the Irish people.

The promissory note ‘deal’ announced by the government is no deal for Irish Citizens according to Sinn Féin Councillor Rose Conway-Walsh. There will be no real benefit to ordinary citizens suffering under the weight of austerity and it will have no noticeably positive impact on the government’s budgetary position in 2012.

Sinn Féin councillor Thérèse Ruane has called for clarity on the deal on Anglo promissory notes. She insists that any deal with the ECB must result in a debt write down and not merely postpone the debt to be paid by future generations.

The budget on Tuesday was one of the most interesting in years. The range of tax increases, particularly the income levy of one per cent for income up to €100,000 and two per cent on income over €100,000 received the most comment.